Category: Mortgage and Home Loans

FHA Loans for Teachers | Ways to Save on a Home Purchase

/ in Buy a House / Homes for Heroes

FHA loans for teachers are a good solution for first-time homebuyer educators, but only if you’re not perfect. If you are in perfect shape for the house hunt — your credit score, your budget, your savings and your energy level — then you probably don’t need an FHA loan. The FHA loan system is a national program built to help first-time homebuyers, and everyone, overcome some of the hurdles that stand between you and affording a home. If you are looking at the real estate market and the financial hoops you need to jump through, you might be ready to give up before you start. Before you do, may we suggest taking a look at these loan guarantees and take a deep breath. There is help out there.

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FHA Home Loans for Healthcare Professionals

/ in Buy a House / Homes for Heroes

Owning a home is very important to many Americans. Homeownership gives you privacy and strong community ties. As medical professionals, strong community ties are important to you whether you run a private practice or work at a local hospital. One way to achieve your dream of owning your home is by using an FHA loan for Healthcare Professionals. FHA home loans are available to all healthcare professionals around the country. These loans are excellent for people who do not have very good credit but wish to purchase a home in their local area.

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4 Main Types of Home Loans

/ in Buy a House / Homes for Heroes

Before you study up on the types of home loans available, we always recommend determining how much house you can afford first. Once you know what you can afford to pay for a house, then you can focus on which loan type is best for you. This mortgage calculator is also a great tool to estimate your monthly mortgage payment. If you know what you can afford, the following will cover the four main types of home loans: Conventional loan, FHA loan, VA loan and USDA loans. Chances are you qualify for more than one type so spend a little time getting to know the pros and cons of each.

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What Is a Good Credit Score to Buy a House or Refinance?

/ in Buy a House / Luke Feldbrugge

Wondering what is a good credit score to buy a house or refinance your mortgage? This article covers essential credit score requirements and offers valuable tips on how to manage your credit score and credit history to purchase a new home and finance it with a mortgage, or if you are looking to refinance your current mortgage.

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Buying a House When Your Spouse Is Deployed

/ in Buy a House / Luke Feldbrugge

A deployment is one of the hardest things a member of the armed forces can experience in their military career. But it’s almost equally difficult for families who miss their loved ones and want to see them return safe. Many spouses dream of having their spouse come back to a brand-new house so they can jumpstart their lives stateside again. But buying a home is extremely complex, especially if your spouse is overseas and unable to help in the search. But, that doesn’t mean it’s impossible! Here are some tips when buying a house when your spouse is deployed.

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Save Time and Money with our Home Loans for Police Officers

/ in Buy a House / Homes for Heroes

Police officers have an extremely difficult job serving their communities. So, when it comes to buying a house, getting a home loan should be easy. Thankfully, there are a number of great home loan options available specifically for police officers. Let’s take a look at some of the most common types of home loans for police officers to buy a home and how Homes for Heroes can help.

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What is Private Mortgage Insurance (PMI), and Do You Need It?

/ in Buy a House / Homes for Heroes

Do you feel so overwhelmed with real estate terminology that you wonder how you’ll ever buy a house? Don’t worry; even though you’re busy being a hero, it’s fairly easy to read up and understand one of the confusing terms- Private Mortgage Insurance (PMI). Let’s take a look at private mortgage insurance, and what it means when you’re buying a home.

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First Responder Home Loans | Ways to Save on a First Responder Mortgage

/ in First Responders / Homes for Heroes

The first responder home loans we are covering in this post have specific discounts or deals that are tailored to firefighters, EMS workers and police officers. You can spend a lot of time searching for them (and trying to guess the right search terms)…or you can let us do it. Homes for Heroes has been serving the first responder community for more than 20 years, so we can help you find savings that could make your new home more approachable.

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Home Loans for Teachers | Save on Mortgages for Teachers

/ in Buy a House / Homes for Heroes

As an educator, chances are you qualify for more than one type of home loan for teachers. But, which is the best for you, you finances, and your long term goals? They all have great advantages for first time home buyers and teachers who have already bought and sold more than one home. We have the pros and cons for four of the most common home loan types.

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