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Many home buyers want to know, “What is earnest money?” If you are in the market to buy a home it is important to understand the function of earnest money; especially in a highly competitive housing market. It’s common to experience multiple bids on a property. Unfortunately, home buyers can find themselves losing out on potential homes unless they make their offer more competitive than everybody else who wants that home. The key to successful house hunting in a sizzling market is crafting a stellar purchase offer. Earnest money can play a key role. Here you can learn how you to use earnest money as a competitive advantage when submitting a purchase offer on a home. 

Read More “What is Earnest Money? | Why it is Important for Purchase Offers”

While buying your first house is exciting and something to be proud of, it can be a confusing and complicated process that can leave you feeling intimidated. First-time home buyer classes exist to help alleviate some of the anxiety that comes with purchasing your first home by informing you about crucial aspects of the process. The classes can help you learn how to prepare, where to look for moving help, what to look for in your real estate agent, and so much more. If you’ve never bought a house before and you’re nervous about the experience, a first-time home buyer class will have countless benefits to you. Read More “The Benefits of Attending a First Time Home Buyer Class”

Congratulations on looking for a new home. During this process, you may need to fill out the Internal Revenue Service Form 4506 or the Form 4506-T.

This form is used to get access to your previous tax transcripts that the IRS has on file. With this form, you can order your individual 1040 tax transcripts, your business 1120 or 1120S transcripts, 1041 and 990 transcripts, as well as your Wage and Income transcripts. Using the 4506 Form, you can order up to the last four years of transcripts.

Read More “What is Form 4506 and Will I Need it to Buy a House?”